The horrors of car accidents are all around. You may have witnessed various accidents throughout your life, whether minor fender benders or major collisions, or you may have even had friends or family members suffer serious injuries after a crash. Because you understand just how life changing a car accident can be, you always do your best to remain a safe driver.
Unfortunately, not all drivers choose to remain conscientious behind the wheel. As a result, you could easily find yourself involved in a collision due to the reckless or negligent actions of another person. If this happens, you want to be prepared for possible outcomes, including those that involve fighting the other driver’s insurance company.
Are insurance fights always necessary?
In some cases, insurance companies will assess an accident, determine the appropriate way to handle it and provide the needed coverage. If a person feels that the payout was fair and covered their needs, it is unlikely that battling the insurer is necessary. Unfortunately, that is not always how it happens. Insurance companies are worried more about their profits than about making sure an injured person has all the financial coverage necessary.
It is not unusual for insurance companies to offer less than what you would need or even deny a claim, especially if it is the other driver’s insurance company. This could happen if that company believes that the other driver was not at fault or if the company does not assess the evidence of the crash thoroughly. It is possible for at-fault drivers not to tell the truth to their insurance companies, which could also lead to problems for you.
Will your insurance company fight for you?
It is possible that your insurance company will try to combat the other driver’s company, but that does not always yield the best results. In fact, if you suffer serious injuries in a crash, you may need compensation for medical bills, lost wages, pain and suffering, and much more than a simple insurance claim may not afford you. In such a case, filing a personal injury claim against the driver considered at fault may be in your interests.
Taking legal action is not always easy, but fortunately, you do not have to try to navigate this process alone, especially while trying to recover from injuries. An experienced West Virginia personal injury attorney could help you assess the situation, speak to the insurance company on your behalf and guide you through any legal proceedings necessary.