Dealing with insurance companies after a car crash

If you have been involved in a car accident while traveling on a West Virginia road or highway, you should expect to be contacted by an insurance company. It is important to remember that insurance companies are looking for any reason to deny a claim or pay as little as possible to a crash victim. Therefore, it is important that you know what to do after receiving a phone call or letter from a vehicle coverage provider.

Stick to the facts

It can be tempting to provide as much information as possible when recalling the events before, during and after an accident. However, it is generally in your best interest to provide as little information as possible without lying or omitting important details. For instance, if you’re asked where the accident happened, simply state the road or highway where the crash took place. If you’re asked about the road conditions at the time of your motor vehicle accident, simply state that they were dry, icy or snowy. By sticking to the facts, you reduce the chances of implying that you were liable for the crash.

What if you have already given a statement?

If you have already provided a statement to a police officer, your attorney or to your own insurance company, there is no need to say anything else. In such a scenario, you can provide a copy of that statement or ask whoever is interested in your version of events to contact your attorney to obtain it.

What if you want to change your statement?

In the event that you remember any details that may be relevant to your case, feel free to contact your insurance provider at any time. It may also be possible to mail, email or fax an amended version of an earlier statement.

An attorney may be able to help you obtain compensation for injuries caused by motor vehicle accidents. Compensation may be used to pay ongoing medical bills, recoup lost wages or make it easier to cover the cost of refurbishing a home or car.

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